The U‑Save rebate is a key part of the GST Voucher–U‑Save and Assurance Package, aimed at helping HDB households offset rising utility costs.
In fiscal year 2025, eligible households received up to S$760, a significant boost compared to previous years
This article explains the rebate amounts, eligibility, payment schedule, and how to claim your savings.
What Is U‑Save?
U‑Save is a quarterly rebate credited directly to your SP Utilities account. It is part of the government’s support measures under:
- GST Voucher–U‑Save (permanent relief)
- Assurance Package (AP) top‑ups
- Cost‑of‑Living (COL) rebates announced in Budget 2025
The rebate automatically offsets household utility bills—no action or application is needed.
Who Qualifies for U‑Save?
Only Singaporean HDB households are eligible. Requirements include:
- At least one Singapore citizen owner or tenant
- Owning or occupying only one property
- Having a valid SP Utilities account
Foreigners or households with more than one property are ineligible.
U‑Save Rebate Amounts for FY 2025
In FY 2025, rebates include:
- S$380 (regular U‑Save)
- S$190 COL top‑up in April & October
- S$190 AP top‑up in July & January
Here’s the breakdown
| HDB Flat Type | Jan ’25 | Apr ’25 | Jul ’25 | Oct ’25 | Jan ’26 | Total FY2025 |
|---|---|---|---|---|---|---|
| 1–2 room | 95+95 | 95+95 | 95+95 | 95+95 | – | 760 |
| 3 room | 85+85 | 85+85 | 85+85 | 85+85 | – | 680 |
| 4 room | 75+75 | 75+75 | 75+75 | 75+75 | – | 600 |
| 5 room | 65+65 | 65+65 | 65+65 | 65+65 | – | 520 |
| Executive / Multi‑gen | 55+55 | 55+55 | 55+55 | 55+55 | – | 440 |
Each cell lists (GSTV)+ (COL/AP) rebate.
Payment Schedule
The 2025 rebates will be paid in four quarterly tranches:
- April 2025 – Regular + COL top‑up
- July 2025 – Regular + AP top‑up
- October 2025 – Regular + COL top‑up
- January 2026 – Regular + AP top‑up
These fall in line with other periodic disbursements under the Assurance Package.
How to Receive U‑Save Automatically
No application is necessary, but ensure the following:
- Maintain a valid SP Utilities account
- Meet citizenship/property criteria
- Check your SP app or utility bill inserts for rebate notices
- Any unused portion rolls over to offset future bills
For inquiries, contact SP Group at 6671 7117 or visit the Assurance Package portal.
Why U‑Save Matters in 2025
- Helps combat rising electricity and water costs
- Doubled by AP and COL top‑ups to cushion households
- Eases the burden on vulnerable and middle-income families
In fact, the rebate covers up to eight months’ utility costs for smaller flats.
The U‑Save rebate in FY 2025 offers substantial, automatic utility cost relief for eligible HDB households—up to S$760. Stay informed by checking your utility bill inserts and ensuring your household qualifies.
Check your HDB eligibility, monitor SP app notifications, and enjoy savings on utility expenses this year.
Frequently Asked Questions
Q1: Do I need to apply for U‑Save or top‑ups?
No—rebates are credited automatically if you meet eligibility criteria.
Q2: What happens to unused rebates?
Any unused amount rolls over to offset future SP utility bills.
Q3: How much U‑Save will I get if I live in an executive flat?
Executive / Multi‑gen owners receive a total of S$440 across FY 2025 (S$110 per quarter).