The Social Security System (SSS) in the Philippines has officially released the SSS pension payment schedule for April to December 2025, providing clarity for millions of retirees and beneficiaries.
This schedule helps pensioners plan their monthly finances effectively by knowing exact deposit dates well in advance.
If you’re receiving an SSS retirement, disability, or survivor pension, staying informed about your payment schedule is essential.
Below, we’ve detailed the latest month-wise breakdown of the pension releases and important information you should know.
What Is the SSS Pension?
The SSS pension is a monthly benefit provided to qualified members who can no longer work due to old age, disability, or death (for dependents).
This pension plays a crucial role in providing financial support to retirees and their families, especially amid inflation and rising costs of living.
Who Qualifies for the SSS Pension?
To receive an SSS monthly pension, members must meet the following criteria:
- Must have paid at least 120 monthly contributions before the semester of retirement.
- Must be at least 60 years old and no longer employed or self-employed, OR
- Must be 65 years old, regardless of employment status.
- Qualified dependents of deceased SSS members may also receive survivorship pension.
SSS Pension Payment Schedule (April–December 2025)
The SSS releases pensions based on the beneficiary’s date of contingency (i.e., the day the member retired, became disabled, or died) and their SSS ID number.
Payouts are usually credited to the designated bank accounts or e-wallets of pensioners.
Below is the official SSS pension schedule from April to December 2025, based on the contingency date:
| Month | Contingency Dates 1–15 | Contingency Dates 16–End of Month |
|---|---|---|
| April | April 1, 2025 | April 15, 2025 |
| May | May 2, 2025 | May 16, 2025 |
| June | June 2, 2025 | June 16, 2025 |
| July | July 1, 2025 | July 16, 2025 |
| August | August 1, 2025 | August 15, 2025 |
| September | September 1, 2025 | September 16, 2025 |
| October | October 1, 2025 | October 16, 2025 |
| November | November 3, 2025 (Nov 1–2 are weekends) | November 17, 2025 |
| December | December 1, 2025 | December 16, 2025 |
Note: If a payment date falls on a weekend or holiday, the pension is usually released on the nearest working day.
How Are SSS Pensions Released?
The SSS disburses pension payments through the following accredited channels:
- Bank accounts enrolled under the Bank Enrollment Module (BEM)
- UMID-ATM cards issued by SSS partner banks
- e-wallets such as GCash (for approved beneficiaries)
- Remittance centers, for overseas pensioners who cannot access banks
To ensure timely payments, pensioners are urged to keep their bank account details updated through the SSS portal or by visiting their nearest branch.
Tips for Pensioners to Avoid Delays
To avoid payment delays or non-receipt, consider the following:
- Make sure your bank account is active and properly linked to your SSS records.
- Update contact details on My.SSS portal for notifications and verification.
- Complete the Annual Confirmation of Pensioners (ACOP) requirement if living abroad.
- Check your pension status through the SSS mobile app or My.SSS online portal.
What About the 13th Month Pension?
The 13th-month SSS pension is a year-end bonus typically released during early December. The SSS has confirmed that this bonus will continue in 2025, with exact release dates to be announced later in the year.
Pensioners who are eligible (those who received pensions for at least 12 months) will automatically receive it.
Are There Any Increases in SSS Pension for 2025?
As of the latest update, no official announcement has been made regarding any SSS pension increase for 2025.
However, SSS has previously acknowledged the clamor for higher pensions and continues to explore adjustments in line with contribution collections and fund sustainability.
Important Reminders for Pensioners
- Always check the official SSS website (www.sss.gov.ph) for announcements.
- SSS will never ask for your passwords or OTPs via email or SMS.
- Any issues with non-crediting should be reported through the SSS hotline or online contact center.
The SSS pension schedule for April to December 2025 ensures that beneficiaries receive timely support every month.
Pensioners should review the month-wise dates, update their account details, and regularly monitor announcements for any changes.
This proactive approach helps in receiving benefits without disruption and maintaining financial stability.
Frequently Asked Questions
1. What should I do if I don’t receive my SSS pension on the scheduled date?
If your pension isn’t credited on the designated date, wait for 1–2 banking days. If it still doesn’t appear, check your bank account details on the My.SSS portal and report the issue to the SSS Customer Service Hotline at 1455 or through the official website.
2. Can I change my bank account for receiving SSS pensions?
Yes. Pensioners can update their bank account via the Bank Enrollment Module (BEM) on the My.SSS portal or by visiting an SSS branch. Make sure the account is under your name and from a participating bank.
3. Do I need to complete ACOP every year?
Only certain categories of pensioners, such as those residing abroad or receiving survivor/disability pensions, are required to submit the Annual Confirmation of Pensioners (ACOP). This can be done via email, online, or through a physical form.