The Home Caregiving Grant (HCG) 2025 remains a vital source of financial assistance for families in Singapore caring for loved ones with moderate to severe disabilities.
This $400 monthly grant is aimed at easing the financial burden of long-term caregiving at home, supporting both the caregiver and the care recipient in leading dignified lives.
As Singapore continues to address the challenges of an ageing population and rising healthcare demands, the HCG is one of the government’s cornerstone programs under the Ministry of Health (MOH) and the Agency for Integrated Care (AIC).
If you’re wondering who qualifies, when the payments are disbursed, and how to apply, this detailed guide provides everything you need to know for 2025.
What Is the Home Caregiving Grant?
The Home Caregiving Grant (HCG) provides monthly cash support of $400 to eligible care recipients who require assistance with at least three Activities of Daily Living (ADLs).
This grant is not limited to the elderly and is intended to help caregivers hire support or manage caregiving costs for family members with disabilities.
It replaced the previous Foreign Domestic Worker (FDW) Grant in 2019 and offers greater flexibility in how families use the funds—whether it’s to pay for a caregiver, respite care, medical products, or transport services.
Who Qualifies for the $400 Home Caregiving Grant?
To receive the HCG in 2025, the care recipient must meet several criteria set by the MOH and AIC.
Eligibility Criteria for the Care Recipient
| Criteria | Details |
|---|---|
| Citizenship | Must be a Singapore Citizen or Permanent Resident (PR) |
| Age | No age limit (applicable to both adults and children) |
| Residence Status | Must reside in Singapore |
| Disability Assessment | Must require assistance with at least 3 ADLs such as bathing, dressing, feeding |
| Means-Tested Monthly Per Capita Household Income (PCHI) | Must be $2,800 or less, or live in a residence with Annual Value (AV) ≤ $13,000 |
| No Duplicate Support | Cannot concurrently receive FDW Grant or any other caregiving grant |
Note: Activities of Daily Living (ADLs) include eating, bathing, dressing, toileting, transferring (e.g., from bed to wheelchair), and mobility.
Payment Schedule for HCG 2025
The HCG payments are disbursed monthly, usually in the last week of each month, directly into the care recipient’s or caregiver’s designated bank account.
Expected 2025 HCG Payment Dates
| Month | Expected Payment Date |
|---|---|
| January | 29 January 2025 |
| February | 26 February 2025 |
| March | 27 March 2025 |
| April | 26 April 2025 |
| May | 28 May 2025 |
| June | 26 June 2025 |
| July | 29 July 2025 |
| August | 28 August 2025 |
| September | 26 September 2025 |
| October | 29 October 2025 |
| November | 27 November 2025 |
| December | 29 December 2025 |
Dates are estimated and subject to change depending on public holidays or banking schedules.
How to Apply for the Home Caregiving Grant in 2025
Applications for the HCG can be made online or through supported touchpoints.
Step-by-Step Application Process
- Prepare Documents:
- NRICs of both caregiver and care recipient
- Medical documentation (Functional Assessment Report or disability certification)
- Proof of income (for means-testing)
- Visit AIC Website:
- Go to www.aic.sg and navigate to the Financial Assistance Schemes section.
- Submit Application:
- You can apply using the eFASS portal (electronic Financial Assistance System).
- You may also authorize a nominated caregiver to apply on behalf of the recipient.
- Wait for Notification:
- Processing takes around 4–6 weeks.
- Successful applicants will be notified via SMS or mail.
You can also apply in person at any AIC Link branch if you need help with digital submission.
Key Benefits of the HCG 2025
- Monthly cash of $400 to support various caregiving needs
- Flexible use: Can be used for transport, eldercare services, medical items, or hiring private caregivers
- Supports family caregivers, easing the financial and emotional strain
- Complementary to other government support schemes like MediSave, CareShield Life, or Silver Support
What If My Application Is Rejected?
If your HCG application is unsuccessful in 2025, here’s what you can do:
- Review the eligibility criteria: Especially income levels and ADL assessments
- Submit an appeal: Provide updated documents or medical reports
- Seek alternative assistance: You may be eligible for schemes such as:
- ElderFund
- Interim Disability Assistance Programme for the Elderly (IDAPE)
- CareShield Life payouts
Contact AIC’s hotline at 1800-650-6060 for advice or further clarification.
The $400 Home Caregiving Grant in 2025 is a lifeline for Singaporean families managing the cost and demands of home-based care.
If your loved one has moderate to severe disabilities, it’s crucial to check your eligibility and apply as soon as possible to receive timely support.
With monthly payouts and flexible usage, this grant plays a key role in sustaining quality home care for those who need it most.
Frequently Asked Questions
1. Can I receive the HCG if I already have a domestic helper?
Yes, but only if you are not receiving the FDW Grant. The HCG and FDW Grant cannot be claimed together for the same care recipient.
2. Can I apply for HCG if the care recipient is under 21 years old?
Yes. There is no age limit for the Home Caregiving Grant. As long as the recipient meets the disability and residency criteria, they are eligible.
3. Is the $400 grant taxable income?
No, the Home Caregiving Grant is not considered taxable income. It is a form of social assistance and does not need to be declared in income tax filings.